Scotia Dealer Advantage
Star Category Based on Credit Profile
Scotia Dealer Advantage specializes in offering non-prime automotive financing to Canadians who may have challenging credit situations, including no credit history or past credit issues. Their dedicated national team combines extensive industry experience with personalized service, creating tailored loan solutions for customers.
HIGHLIGHTS:
✔ Flexible loan durations up to 84 months (7 years)
✔ Fixed and variable financing rate options are available
✔ Payment frequencies: weekly, bi-weekly, monthly, or semi-monthly
✔ Finance options for vehicles up to 7 years old
✔ Freedom to adjust payment schedules and amounts as needed
LOAN TERMS AND RATES:
Category
Rates
Starting at 10.99%
5 Star+
5 Star
Starting at 13.99%
4 Star
Starting at 16.99%
3 Star
Starting at 19.99%
2 Star
Starting at 26.99%
1 Star
Starting at 29.99%